Fin Q

Finance Agents that can Plan, Explain and Act.

Fin Q connects financial planning, plain language analysis and governed AI agents in one finance intelligence layer. Build the outlook with Fin Clarity, understand what changed with Fin Assist and coordinate the highest value actions with Fin Agent Studio.

See Fin Q in Action Explore the Finance Agents
FIN CLARITY Plan FIN ASSIST Explain FIN AGENT STUDIO Act
Working Capital Management
DSO
51d
DPO
37d
CCC
60d
Interest Saved
$212K YTD

Receivables are converting more slowly than supplier payments, holding cash inside the cycle.

What-If

Week 1Week 7Week 13
Baseline Peak Draw
$14.2M
Max Cash Released
+$8.0M
Interest Avoided
$875K/yr

Needs Attention

Avenova Systems $3.4M
Past terms

Pays 18 days past terms

Prioritize collection outreach

Credit & Collections

Harlow Industrial $2.1M
Deteriorating

Slipping from 45 to 62 days

Escalate to account owner

Treasury

Receivables

Customer Amount Pattern Analysis AI Action Owner
Avenova Systems $3.4M Pays 18 days past terms AI Action Prioritize collection outreach Credit & Collections
Harlow Industrial $2.1M Slipping from 45 to 62 days AI Action Escalate to account owner Treasury

THE FIN Q MODEL

From the financial position to the next action.

Fin Q connects planning, analysis and execution so Finance can understand where the business is going, explain what changed and focus attention on the actions with the greatest financial impact.

01 UNDERSTAND

Build the financial position

Fin Clarity
Annual Budget Rolling Forecast Scenario Modeling Pipeline Backlog Funding Workforce Costs Margin Profitability
02 EXPLAIN

Understand what changed

Fin Assist
Metric Narrative Supporting Tables Source Evidence Visualization Review Ready Output
03 ACT

Focus on what matters most

Fin Agent Studio
Ranked Actions Cash Impact Revenue Impact Risk Owner Evidence Approval

THE FIN Q DIFFERENCE

One finance context. From the number to the action.

Finance teams should not need one system to plan, another to explain the variance and another collection of automations to decide what happens next. Fin Q connects the financial model, the explanation and the action around the same governed context.

01

ONE CONNECTED FINANCE MODEL

Plan, analyze and act from the same context.

Fin Clarity builds the financial outlook, Fin Assist interrogates the underlying data and Fin Agent Studio coordinates actions against the same finance context.

Fin Clarity Fin Assist Fin Agent Studio
Finance Context

One model, one explanation, one action list

02

FINANCE INTELLIGENCE, NOT A GENERAL CHATBOT

Built around how Finance asks questions.

Fin Assist understands finance terminology and returns the metric, explanation, supporting detail and underlying source together.

Question Metric Explanation Evidence
03

PRIORITIZED BY FINANCIAL IMPACT

Not every exception deserves the same attention.

Fin Agent Studio ranks actions based on cash, revenue or risk impact so limited Finance capacity is directed toward what matters most.

Reconciliation exceptionDuplicate vendor recordExpense policy flagLate supplier invoiceUnbilled receivableMissing accrualAgeing receivableForecast assumption changeRate varianceContract funding gap

$ VALUE

Sized before it is queued

REVENUE AT RISK

Exposure that needs review

CASH IMPACT

Where collection effort pays

04

HUMAN ACCOUNTABILITY BUILT IN

AI recommends. Finance decides.

Agents surface issues, assemble evidence and recommend actions while accountable Finance users retain approval over postings and material decisions.

Agent Recommendation Evidence Owner Approve / Override / Escalate

FIN CLARITY

Build the outlook around how the business actually operates.

Fin Clarity connects historical actuals with forward looking commercial and operational assumptions to create annual budgets, rolling forecasts and scenarios across the enterprise.

Planning, Budgeting and Forecasting Purpose built GovCon planning available
Fin Clarity Planning, Budgeting and Forecasting
Enterprise Plan Rolling Forecast Contracts Workforce Rates Scenarios

FY27 Enterprise Forecast

Illustrative product data
Revenue $418M
Backlog $1.24B
Funded Backlog $610M
Direct Cost $268M
Indirect Cost $84M
Margin 12.4%
Utilization 78.5%
Twelve month revenue outlook Actual Current Forecast Prior Forecast
JFMAMJJASOND

The current forecast sits below the prior forecast in the second half, so the change in assumption is visible before the quarter closes.

Contracts
ContractTypeBacklogFundingRevenue ForecastCost to CompleteMarginRisk
Program Atlas Cost Plus $186M $92M $61M $54M 9.8% Review
Meridian Support T&M $74M $58M $39M $33M 14.2% Watch
Halden Modernization FFP $121M $121M $48M $40M 16.1% Low
Northline Sustainment Cost Plus $63M $28M $22M $21M 6.4% Material
Scenario

What happens if utilization declines by 3 points and indirect rates rise?

Revenue impact -$9.4M
Margin impact -1.6 pts
Wrap rate movement +2.1%
Capacity implication 18 FTE reallocation

Scenario values shown are illustrative product data.

GovCon specialization

For government contractors, Fin Clarity can connect contract and program reality to the enterprise outlook.

Pipeline Backlog Contracts Funding Workforce Direct Costs Indirect Costs Wrap Rates Revenue Margin Profitability Costpoint Actuals CRM Pipeline

Annual Plan

One connected enterprise budget

Rolling Forecast

A forecast that stays current

Scenario Model

Test assumptions before committing

Risk Visibility

Surface funding, margin and profitability risk early

FIN ASSIST

Ask Finance questions the way you actually ask them.

Fin Assist lets Finance and operating leaders ask questions in plain language and receive the number, explanation, supporting tables and source evidence together.

Fin Assist Plain Language Finance Analysis
Conversation
Ask a finance question
Why did revenue change?What is driving margin variance?Which contracts need funding attention?What changed in cash this month?Prepare this analysis for the board.
The Number
12.4% Margin versus prior forecast · -1.6 pts
Illustrative product data
What Changed
Utilization movement Billable utilization below plan
Indirect cost change Indirect pool above the planned rate
Funding timing Funded work shifted into the next period
Supporting Analysis
Prior 14%
Utilization -1.1 pts
Indirect -0.8 pts
Funding timing +0.3 pts
Current 12.4%
Source Evidence
Costpoint ActualsForecast ModelContract DetailWorkforce Plan
View Supporting Table Create Chart Export Review Ready PDF
The Number
$164M Unfunded backlog under review · 4 contracts
Illustrative product data
What Changed
Funding coverage Backlog ahead of funded value
Modification timing Expected modifications not yet executed
Burn rate Spend outpacing the funded ceiling
Supporting Analysis
ContractBacklogFundedExposure
Program Atlas $186M $92M $94M
Northline Sustainment $63M $28M $35M
Meridian Support $74M $58M $16M
Cedar Analytics $41M $22M $19M
Source Evidence
Contract DetailFunding RegisterCostpoint Actuals
View Supporting Table Create Chart Export Review Ready PDF
The Number
$418M Revenue outlook movement · -$9.4M
Illustrative product data
What Changed
Civil sector Broadly in line with the prior forecast
Defense sector Timing shift on two programs
Commercial sector Slower ramp on new awards
Supporting Analysis
Civil $168M vs $170M prior
Defense $154M vs $163M prior
Commercial $96M vs $94M prior
Source Evidence
Forecast ModelCRM PipelineContract Detail
View Supporting Table Create Chart Export Review Ready PDF

FIN AGENT STUDIO

Turn finance exceptions into prioritized actions.

Fin Agent Studio coordinates specialized Finance Agents across close, forecasting, collections, accruals and treasury. A Control Tower ranks actions by financial impact while accountable users retain approval over material decisions.

Governed AI Agents for Finance
Fin Agent Studio Governed AI Agents for Finance

Finance Control Tower

· What deserves attention now Illustrative product data
PriorityAgentIssueFinancial ImpactConfidenceOwnerRecommended ActionStatus
1 Working Capital Collection timing creating financing exposure High High Treasury Prioritize collection on the largest cash impact accounts Approval required
2 Collections Receivables requiring immediate attention High High Credit & Collections Sequence outreach by cash impact rather than invoice age Open
3 Month End Close Material reconciliation exceptions Medium Medium Controller Review the exceptions above materiality before sign off In review
4 Accruals Potential missing accruals Medium Medium Accounting Ops Confirm whether the flagged services were received in period Open
5 Forecast Risk Funding assumption requires review High Material FP&A Revalidate the funding assumption before the forecast lock Approval required
Agent’s Read · Working Capital Illustrative scenario derived from the product example
What happened Receivables are converting more slowly than supplier payments across the current period.
Why it matters The gap between collection and payment timing is funded through short term borrowing.
Financial impact Working capital spread of 14 days with an illustrative annual interest impact.
Recommended action Focus collection effort on the accounts with the greatest cash impact and align supplier payment timing to expected inflows.
Evidence AR ageingAP termsBank positionFinancing cost Owner: Treasury · Confidence: High
Approval required Approve Override Escalate
Audit Trail
09:12 Working Capital agent flagged the issue with supporting evidence
09:26 Routed to Treasury as the accountable owner
Pending Awaiting Finance approval before any posting

Agent use case explorer

Reads Supplier invoices, purchase orders and receipt activity
Reasons Identifies mismatches, duplicates and missing support
Recommends Which invoices can proceed and which need Finance review before posting
Measures Exception rate Touchless share Cycle time
Human control Approve Override Escalate
Reads Expense submissions and policy rules
Reasons Separates policy exceptions from routine submissions
Recommends Which reports deserve review attention
Measures Policy exceptions Review coverage Recovery
Human control Approve Override Escalate
Reads Receipts, remittance detail and AR ageing
Reasons Matches cash and identifies the receivables carrying the exposure
Recommends Where collection attention creates the greatest cash impact
Measures DSO Unapplied cash Overdue concentration
Human control Approve Override Escalate
Reads Reconciliations, journals and materiality thresholds
Reasons Surfaces exceptions that can move reported results
Recommends Which close exceptions to resolve first, with the owner attached
Measures Days to close Open exceptions Materiality coverage
Human control Approve Override Escalate
Reads Vendor records, banking detail and duplicate checks
Reasons Flags incomplete or conflicting vendor information
Recommends Which onboarding requests need verification before approval
Measures Duplicate records Verification time Exception rate
Human control Approve Override Escalate
Reads Pipeline, backlog, funding and contract detail
Reasons Tests which assumptions the outlook depends on
Recommends Which assumptions to revalidate before the forecast lock
Measures Forecast movement Funded coverage Assumption risk
Human control Approve Override Escalate
Reads Actuals, plan and prior forecast
Reasons Attributes the variance to specific drivers
Recommends The explanation and supporting evidence for review
Measures Variance by driver Explained share Review readiness
Human control Approve Override Escalate
Reads Rate, utilization, workforce and funding assumptions
Reasons Sizes the effect of a change before it is committed
Recommends Which scenario to take into the planning decision
Measures Revenue impact Margin impact Capacity implication
Human control Approve Override Escalate
Reads Revenue, direct cost, indirect allocation and service effort
Reasons Identifies where delivered margin differs from expectation
Recommends Which accounts deserve commercial review
Measures Contribution margin Effort to serve Margin drift
Human control Approve Override Escalate
Reads AR and AP positions
Reasons Identifies the cash conversion gap
Recommends Which receivables deserve collection attention, where supplier timing matters and where financing cost can potentially be reduced
Measures DSO DPO Cash Conversion Cycle Working Capital Exposure Interest Impact
Human control Approve Override Escalate

WHAT FINANCE GETS

Questions answered. Decisions prepared. Actions prioritized.

Fin Q produces outputs Finance can review, challenge, share and act on without rebuilding the analysis across spreadsheets, reports and disconnected workflows.

Plan & Forecast

Annual Operating BudgetRolling ForecastContract ForecastEACWorkforce PlanRate ScenarioFunding RiskMargin Scenario
Enterprise forecast dashboard Illustrative product data
Revenue $418M
Backlog $1.24B
Margin 12.4%
Utilization 78.5%

Variance & Analysis

MetricExplanationVariance DriversSupporting TableSource EvidenceDynamic Visualization
Fin Assist response Illustrative product data

Why did margin decline versus the prior forecast?

12.4% -1.6 pts

Explanation

Utilization below plan and indirect cost above the planned rate explain most of the movement, with a smaller effect from funding timing.

Source Evidence

Costpoint ActualsForecast ModelWorkforce Plan

Close & Controls

Reconciliation ExceptionsAccrual ExceptionsMaterialityOwnerEvidenceApproval StatusAudit Trail
Ranked close actions Illustrative product data
Exception Materiality Owner
Intercompany reconciliation Material Controller
Unrecorded accrual Medium Accounting Ops
Bank clearing exception Review Treasury

Approval status and audit trail travel with each exception.

Cash & Working Capital

DSODPOAR PrioritiesAP OpportunitiesCash Conversion CycleWorking Capital ActionsInterest Exposure
Working Capital Agent dashboard Illustrative product data
DSO 51 days
DPO 37 days
Cash conversion cycle 14 days
Interest exposure $1.75M

Working Capital Actions

  • Prioritize collection on Account A
  • Capture early payment opportunity with Supplier B
  • Reschedule Payment C against expected inflow

Executive Review

Executive SummaryRevenueMarginCashBacklogForecast MovementTop RisksTop ActionsSource Evidence
Review ready package Illustrative product data
Executive Summary
Revenue $418M
Margin 12.4%
Cash $62M
Backlog $1.24B
Top Risks

Funding assumption under review, indirect rate movement

Top Actions

Collection sequencing, close exception review

Export Review Ready PDF

The package supports Finance review. It does not replace accounting judgment or sign off.

CFO & FP&A

See the enterprise outlook and the assumptions behind it.

PlanningForecastingScenariosVarianceBoard Preparation

Controller & Accounting Operations

Close faster by surfacing the exceptions that matter.

ReconciliationsAccrualsExpensesInvoice ProcessingControls

Commercial Finance & Treasury

Put Finance attention where the cash and margin impact is greatest.

CollectionsWorking CapitalCustomer ProfitabilityCashTreasury

Program Finance & Program Control

Connect contract performance, funding and operational reality.

FundingEACCost to CompleteUtilizationContract Margin

BUILT FOR FINANCE CONTROL

Intelligence without giving up accountability.

Fin Q is designed so recommendations remain connected to evidence, ownership and human decision making.

01

Evidence

Every recommendation connects back to the information supporting it.

02

Ownership

Every material action has a responsible Finance owner.

03

Approval

Agents recommend while accountable users approve material decisions.

04

Auditability

Recommendations, decisions and status changes remain reviewable.

Certifications

ISO 27001 ISO 9001 ISO 27701 SOC 2 Type 2 NIST SP 800 171 GDPR

Three products. One finance decision loop.

FIN CLARITY Plan the enterprise
FIN ASSIST Explain performance
FIN AGENT STUDIO Coordinate action
FINANCE OUTCOME Better informed decisions

Every action changes the operating reality. The next plan begins with better context.

THE REST OF THE SUITE

Explore how we are solving for Sales & Marketing teams.

Get a demo

SALES Q

New logo and pipeline execution guided by signals.

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KAM Q

Strategic account planning that stays current as the account changes.

Explore

ABM Q

Account-based programs built on live account context, not static segments.

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See Fin Q on your finance workflow

Bring us one finance problem. See what Fin Q would do with it.

Bring a forecast challenge, variance question, close bottleneck, collections issue or working capital problem. We will map the workflow to Fin Clarity, Fin Assist or Fin Agent Studio and show how the information moves from financial context to explanation to action.

Your Fin Q Working Session

  • ✓ UNDERSTAND — Connect the relevant financial context.
  • ✓ EXPLAIN — Identify what changed and why.
  • ✓ ACT — Surface the actions that deserve attention.

Example workflows

Forecasting Variance Analysis Month End Close Collections Working Capital Scenario Modeling

Please do not share sensitive financial data through this form. We will scope the session with you first.